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Location : Mumbai
Pay : 75 Lacs INR - 1 Crore INR (Inclusive of Variable Pay)
Firm :
Our client is an established Affordable Home Loan NBFC, and is a 100% subsidiary of a Listed NBFC, one of the largest lending organizations in India by Credit Portfolio and in the specific domain they operate in.
The Housing Finance subsidiary has a growing AUM of ~2000+ crores, which consists primarily of Home Loans in the affordable housing segment (EWS and LIG segments). The portfolio is primarily concentrated in the states of Gujarat, Maharashtra, Rajasthan and Madhya Pradesh.
Role :
Responsible for the PnL of the Home Loan business
Scale the business in the Southern States
To develop new channels of business like Aggregators, DSAs.
To set-up new product lines such as LAP and Prime Home Loans
Direct Supervision - Sales, Underwriting, Collections and Recovery teams.
Direct Supervision - Risk management departments of the company such as Credit, RCU, Legal and Technical
Ensuring the delinquency is maintained at comfortable industry leading levels.
To bring in a 5 year plan that shows RoA, Gearing and other operational + financial metrics (backed by PnL projections)
Work Experience & Qualifications
Graduate/MBA/CA with 15 years of experience in Housing Loans/Mortgages
Strong Inter-personal and Leadership skills – ability to hire/train/motivate/retain large teams.
Demonstrated previous work experience in setting and managing targets & budgets.
If your profile is a good fit, please write in with your updated resume and details to neha.kapoor@hirecap.in